Taking out your first loan can feel daunting, but with the right approach, it doesn’t have to be. Whether you’re applying for a personal loan, car loan, or home loan, it pays to be prepared. Here are Ben Blacker’s top tips for first-time borrowers looking to make a smart financial decision. 1. Know Your Budget

Starting or growing a business in Australia often requires funding — and securing a business loan can be a smart way to access the capital you need. Whether you’re launching a new venture, expanding operations, or improving cash flow, understanding the loan process is key. Here’s a practical step-by-step guide to help you secure a